2022 Nissan Z Leaked with Specs

21Supra

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autopc25

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autopc25

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7 to 8 year terms on a freaking car? WTF. I dont even like the 15 year I have on my house.
Nissan models like the Sentra and Altima have some of the worse residual values in their class. Some people will still be upside down by the time the warranty expires. God forbid they decide to trade a car that is still upside down on a new car. That negative equity will just get rolled back into a longer loan. The debt will never end if that cycle continues. It will snowball until the consumer walks away.
 
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autopc25

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They surely will. Unfortunately most of the public isn't financially literate to look beyond the xxx per month.
That's what the whole BS 4-square sales technique is based on and takes advantage of. Hell, I know people who can't figure out a good cell phone deal/plan. In all fairness a car purchase is a lot more complicated. Especially if there is a trade.

People should be more educated about their financial decisions but our politicians are partially to blame. Some of this is pretty complicated. Many consumer laws are regulated by State. Some States are better than others but over all consumers get the shaft. They take lobbyist money and fuck their constituents, the consumer, with consumer laws that favor the car companies, dealers, banks.
 

Dannyvandelft

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They surely will. Unfortunately most of the public isn't financially literate to look beyond the xxx per month.
Exactly. People are so preoccupied with black vs white, left vs right, that they miss the fact that they're all slaves to their credit cards and loans.
 

Supra Guy

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Yeah isn't that crazy? And the sad part is people will do it.
And sadly if this is a success more other brands will do it too. 36 months used to be normal then 60 months and now it’s at 66-72 months for a car loan is crazy.
 

Dannyvandelft

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And sadly if this is a success more other brands will do it too. 36 months used to be normal then 60 months and now it’s at 66-72 months for a car loan is crazy.
Yup. I remember going to look at a Civic Type R when they just came out. There was a guy there that walked straight out of Wal-Mart to the dealer in his pajamas asking for an 84 month loan, even though the car had a 20k markup.
 

21Supra

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Nissan models like the Sentra and Altima have the worse residual values. Some people will still be upside down by the time the warranty expires.
Yup. I remember going to look at a Civic Type R when they just came out. There was a guy there that walked straight out of Wal-Mart to the dealer in his pajamas asking for an 84 month loan, even though the car had a 20k markup.

Thats the problem most people dont think about. They get so carried away with the payment and dont bother to look at the actual selling price of the vehicle. If you are that worried that you need to keep your payment "manageable" you are probably looking for too much car to begin with. Not how the world works though.
 

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