Insurance prices for the Supra

Discussion in 'Pricing, Ordering, Negotiating' started by 084runnerltd, Jun 14, 2019.

  1. Astral Tune

    Astral Tune Active Member

    Car(s):
    2020 Supra GR
    Joined:
    Jul 22, 2019
    Location:
    MN, USA
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    38
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    USA, MN
    Age 27, 5yrs accident free and no tickets.
    Progressive - $522.50 six months policy with $500 deductible full coverage.
     
  2. TWiTCHY

    TWiTCHY Member

    Car(s):
    2020 Toyota Supra Premium
    Joined:
    Oct 28, 2019
    Location:
    WA
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    18
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    6
    #47 Nov 13, 2019
    Last edited: Nov 13, 2019
    WA
    Progressive
    26yr old male, never made collision claims, only comprehensive for glass, and never received any tickets.
    $1572/yr or $131/mo
    Full coverage and $250 collision deductible
    Car is noted as commuter around 12k miles annually.

    Quotes I received from Safeco and Allstate were ridiculous, around $2000/yr and $4000/yr, respectively.

    EDIT: I should mention this is with homeowners insurance combined discount.
     
    Astral Tune likes this.
  3. ToyoBMW

    ToyoBMW Well-Known Member

    First Name:
    Jonathan
    Car(s):
    2020 Supra LE, 2019 Rav4 Hybrid, 2010 Prius, 2002 Miata, 1997 Camaro Z28
    Joined:
    Nov 7, 2019
    Location:
    SoCal
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    You would save a lot of money increasing your deductible to $1000. Since you've never made a claim, why have such a low deductible? With the money you save, you can stash that money away for when you need the $1000. You should be able to save $1000 in a short time
     
  4. TWiTCHY

    TWiTCHY Member

    Car(s):
    2020 Toyota Supra Premium
    Joined:
    Oct 28, 2019
    Location:
    WA
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    18
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    Just checked with my agent because what you’re saying makes sense, but oddly enough increasing collision deductible from $250 to $500 results in a $10/yr increase in premium. My agent said there are more variables at play when changing the deductible amount than the deductible amount alone in calculating the premium, but this doesn’t make sense even to her. Then from $250 to $1000 as you suggested, the savings is only $10/yr. I figured there would have been more savings but it sounds like I’ll keep my $250 deductible haha.
     
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  5. ToyoBMW

    ToyoBMW Well-Known Member

    First Name:
    Jonathan
    Car(s):
    2020 Supra LE, 2019 Rav4 Hybrid, 2010 Prius, 2002 Miata, 1997 Camaro Z28
    Joined:
    Nov 7, 2019
    Location:
    SoCal
    Posts:
    69
    Liked:
    40
    This doesn't make sense at all, I think your agent wants you to pay the higher premiums at $250 deductible.

    If you ever tried to get an insurance quote from a competing company, you'll know your agent is pulling a fast one on you
     

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