Yeah, accidents will. Things like fire/theft/a random tire flying/huge pot hole wrecking your suspension.
Forgot to edit my previous post: Theft does fall into comp.
I won't go scatter through my insurance policy lol but here is a jist of it.
Not sure how America does it but stuff like this goes under comprehensive claim. Long as you don't file "theft" or some higher pedigree claim, it won't take a hit on premiums at all.
I'm confused.
This is why insurance exists. If you're stuck for months then why not just seek professional help? That's asinine to me. You pay for insurance, why not use it.
Check springs/tires etc. Assess from there.
For a sports car, it's actually quite smooth. But since you came from a Honda Accord, you may have a different perspective on it.
I think 95% of any car or non car people hate the absurd "POP (2 secs later) POP" tunes. The really obnoxiously loud ones. Downshift burbles is what we like.