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Yes, I totally understand 0 down, this would mostly just be to ease the monthly hit, I know in the long run I'd be better off putting the down payment in an index fund in the meantime but I guess my risk tolerance is low and hedging a decent chunk off the loan feels better. Still haven't really...

Oh right, duh. I'll add that to my main post, sorry. 20-25k down, anywhere from 48-72 mo but preferably 60 or 72. 4% rate was for 72 mo.

Hey all, I've been talking with a few dealers in my local area (SW Florida) and have managed to find one willing to work with me on ordering a 3.0 Premium for MSRP. However, they say the best they can do financing wise is 4%. Was wondering if that sounds high to you (I have 780+credit with...