DNS errors are likely residual from whatever the server maintenance was earlier. CloudFlare's cache is quite large, and (hopefully) obviously distributed.
No.
I can give 60k to Toyota today, transaction done.
Or, put 60k in the stock market, and pay the bank $450/month at 1.99% interest. The bank get's their 2%, but I make far more.
I'll make 13-15% in the market in a typical year (2022 of course, being a not typical year for the market), and...