Financing rates on a 2022?

[jtsang25]

I was in a similar situation not too long ago, looking for financing rates on a car. I gotta say, 4% doesn't sound too bad, but with your stellar credit score and solid income, I think you can definitely aim for better rates. Credit unions can be a great option for lower interest rates, and since you've never worked with one before, it's worth giving it a shot!

4% was from over a year a go. Good luck getting that now.

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[carynadams]

Thank you for helping me . i did google mortgage broker in birmingham and found the broker and they help me on every stage and free of cost

 

[FLtrackdays]

4% was from over a year a go. Good luck getting that now.

Oh my how much has changed….

This will be the last car we purchase for a while. Unless it’s all cash.

I also need help about this

If financing during times like these, shop your rate ahead of time, try and put a minimum of 20% down and keep the loan 3 years or under. Ideally your total payment doesn’t exceed 8% of your total income. So you don’t have so much of your money tied up in a liability instead of an asset.

 

[STi_to_GRzupra]

If financing during times like these, shop your rate ahead of time, try and put a minimum of 20% down and keep the loan 3 years or under. Ideally your total payment doesn’t exceed 8% of your total income. So you don’t have so much of your money tied up in a liability instead of an asset.

 

[ColonelAdama]

4% was from over a year a go. Good luck getting that now.

i pulled off 4.7% from Toyota this year. Thought that is pretty good for Feb 2023. I'm sure there's nothing under 5 now.

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