Bundy
Well-Known Member
Don’t know about only smart people but lower crime rate for sure, atleast outside of the major cities.
Have had cars for 30 years, never used the insurance once.
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Have had cars for 30 years, never used the insurance once.
puzzled
Well-Known Member
Wow.. I've used my insurance countless times... primarily comprehensive coverage. Like car getting damaged while parked..or rock cracking windshield, bent wheel from pot holes, etc etc..
Heavy Foot
Well-Known Member
$80usd /$110cdn per month.
MX5Racer
Well-Known Member
On this topic I just got a bunch of car insurance renewal docs in the mail and they informed me the "rating class" of the Supra has been changed due to increased data on repair cost and theft.
Nothing specific but that sure sounds like it went up not down.
And we are on acreage out in the country, a totally safe area.
I don't think it went up a huge amount but just that car appears to now be 1800 bucks and change for a year.
Nothing specific but that sure sounds like it went up not down.
And we are on acreage out in the country, a totally safe area.
I don't think it went up a huge amount but just that car appears to now be 1800 bucks and change for a year.
B58_ hwAyaq
Well-Known Member
Just to emphasize how much it varies, here's a list of quotes I've received (as I'm shopping around for new coverage now):
This is the monthly cost of the Supra portion (3 cars - comp/collision on all, 2 drivers, no violations in last 6 years, FL, non-stacked uninsured motorist).
The point is to show you how much it varies by insurance company even within a given region. Just go get a bunch of quotes. Online, you'll be done in a few hours (max...) taking your time.
FWIW, Progressive (now one of the lowest) was laughably high when I shopped around 3 years ago. Their risk calculations are constantly changing (as are our life situations).
We're going to save almost $2k/year on our overall car insurance (same coverage) just by filling out some quotes online.
This is the monthly cost of the Supra portion (3 cars - comp/collision on all, 2 drivers, no violations in last 6 years, FL, non-stacked uninsured motorist).
The point is to show you how much it varies by insurance company even within a given region. Just go get a bunch of quotes. Online, you'll be done in a few hours (max...) taking your time.
FWIW, Progressive (now one of the lowest) was laughably high when I shopped around 3 years ago. Their risk calculations are constantly changing (as are our life situations).
We're going to save almost $2k/year on our overall car insurance (same coverage) just by filling out some quotes online.
B58_ hwAyaq
Well-Known Member
How do you think I feel seeing others’ lower premiums?!Whorely crap.. that is expensive!
My understanding is that high(er) car insurance is a FL thing. Something about the insane rate of un- and underinsured drivers. The rest of us have to pay higher regular premiums and get uninsured motorist coverage to be adequately covered around here.
darkknight302
Well-Known Member
- First Name
- Dang
- Joined
- Feb 26, 2022
- Threads
- 3
- Messages
- 148
- Reaction score
- 169
- Location
- West Allis, WI
- Car(s)
- 2021 Supra 3.0 Premiun
Such is life in the big city in the U.S.. High crimes, half or more people don't care to have insurance and tons of reckless drivers means everyone suffers.
FLtrackdays
Well-Known Member
And each county is different as well. Crime levels that is. Miami-Dade County buddies pay about double of what I pay here in Lee County Florida. We have 5 cars and I’m paying about $800 a year for 250/500 comprehension and collision. 100/300 comp/collision should be fine for most but I pay a bit more for my particular umbrella policy.
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Rocksandblues
Well-Known Member
Like $500 a year
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