Pick up a deeply discounted 2020 or what for MY2021?

[2k20HTownMKV]

Well let's say you are like me and absolutely refuse to paid more then 4 years on a car loan

Well now you got me thinking. Let's say you are like me and absolutely will only go 48 months on a car Loan. Take the same 56000 loan at 4 percent and you are looking at an extra 97.75 a month in interest. That is nothing to sneeze at! Just saying that 0 percent could help motivate some people to get the car.

Nope totally get it. i don't like financing any car for more than 3 years. although i only financed this car at 1.79% APR the interest isn't what i was thinking about. I drove the car and loved it and so i bought it, but i realize that is not the same for everyone. If you are holding out on buying this car for interest rate maybe priorities might be wrong. If you are holding out on buying this to get a 2021 then ok i get it we are only a couple months away. Lets see what the price of a 2021 does to a 2020 model. Makes sense, but at the end of the day a good deal is something you can walk away happy with. You can't always get the same deal as someone else. It may be better or maybe worse. Just be happy you can get what you want and drive it like you stole it.

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[eyeye96]

If he's paying cash, why would it matter for him to get 0% financing. They may give him a lower price slightly just due to a cash sale, but there is no benefit for them to offer him 0% thru Toyota as they dont make any additional money or if it goes to a bank at 0% the bank carries all the risk and makes no money on this investment either.

Who cares if Toyota is making the money. If he pushes for a 0% deal and if they agree then t is better to take that deal rather than paying in cash. He is willing to buy with cash but the dealer need not know that right. Why not get the 0% deal and take advantage of the situation even though you don't need it. That's what I meant.

 

[2k20HTownMKV]

Who cares if Toyota is making the money. If he pushes for a 0% deal and if they agree then t is better to take that deal rather than paying in cash. He is willing to buy with cash but the dealer need not know that right. Why not get the 0% deal and take advantage of the situation even though you don't need it. That's what I meant.

I honestly think it would be cool if they offer 0% but i am just saying. They have no benefit to them to do it. Its not going to sell him on the car one way or the other since they know he has the cash to buy it.

 

[JakeM]

Got my fence quote today. Right around where we thought it was going to be so I should be able to make the decision to pull the trigger late this week or early next.

 

[Dannyvandelft]

Got my fence quote today. Right around where we thought it was going to be so I should be able to make the decision to pull the trigger late this week or early next.

Awesome congratulations!

 

[Dannyvandelft]

Got my fence quote today. Right around where we thought it was going to be so I should be able to make the decision to pull the trigger late this week or early next.

You live in Columbus right? We should schedule the same driving experience at Mid-Ohio. Would be fun!

 

[JakeM]

You live in Columbus right? We should schedule the same driving experience at Mid-Ohio. Would be fun!

I live in Davenport Iowa. Not Ohio. However, I've not driven Mid-Ohio and would not be opposed. 8 Hour drive ish.

 

[Dannyvandelft]

I live in Davenport Iowa. Not Ohio. However, I've not driven Mid-Ohio and would not be opposed. 8 Hour drive ish.

For some reason I thought you were in Ohio lol!

Mid-Ohio is awesome. Very technical. Lots of elevation changes.

 

[JakeM]

Well. I took the plunge. After much debate I decided to just pull the trigger. I am not getting any younger and it fits comfortably in our budget.
So today she came home with me.

 

[Axix23]

Well. I took the plunge. After much debate I decided to just pull the trigger. I am not getting any younger and it fits comfortably in our budget.
So today she came home with me.

congrats man!! Mind you sharing how much you got her for? It’s okay if you don’t want to.

 

[JakeM]

congrats man!! Mind you sharing how much you got her for? It’s okay if you don’t want to.

Right at $50k +TTL. It’s a Premium car.

 

[Axix23]

Right at $50k +TTL. It’s a Premium car.

Awesome price man! Enjoy! Break her in right!!! Lol

 

[veloist]

Well. I took the plunge. After much debate I decided to just pull the trigger. I am not getting any younger and it fits comfortably in our budget.
So today she came home with me.

Congratulations man! Good luck with the break-in period it really takes some discipline haha

 

[JakeM]

Yeah I have 90 miles on her so far. I wasn’t really told, is it 500 miles?

 

[Axix23]

Yeah I have 90 miles on her so far. I wasn’t really told, is it 500 miles?

It’s 1200 miles actually. Not WOT and stay under 4,500 rpms and under 100mph.

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