Interest rates through Toyota?

[alan7467]

A month ago I was offered 6.68% on a 72 or 75 month term with Toyota financial. That was only after countering their initial 8.9% rate with the 6.25% my bank (USAA) offered.

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[ColonelAdama]

Toyota gave me 5.81% in July. My CU could only do 6.5%.
However, my CU had a brand program to retain and help out loyal members, pending review from upper upper management they matched the 5.81%.
So yeah there's definitely a fierce competition between manufacturer loan companies and traditional financial institutions right now.

Not bad (for 2023 lol). Toyota matched my CU at 4.7% in February. I'm sure its hard to find anything under 6.5 nowadays.

 

[Suwopra]

Some of the interest rates in here would've made me go "nope", that shit can wait. The mkvs ain't going anywhere. I got mine high 3s from the dealership (before they were giving out low rates like cake to a fat kid) but was able to refinance at my credit union for 1.9% before everything went tits up.

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