Where are all the deals for the 2020?

[Dannyvandelft]

True- the risk of that is there. However, to counteract that, the car will be kept low mileage (less than 18k miles) to offset the risk of the car depreciating at a rate faster than the expected residual value.

I suggest you read up on these loans, and not assume that all balloon loans are terrible. There are actually people that do this with Porsche’s that hold their value quite well, and are able to drive a Porsche around for a year or two and flip it without paying an arm and a leg. Those cars have historical data on their side, whereas the 2020 Supra really doesn’t at this point.

Either way, whichever route I decide to take, I am pretty set on purchasing a 2020 Supra. Whether it’s this one with this loan, or a different Supra with different terms.

Thanks for your insight.

Key phrase "Porsches that hold their value quite well". This is not that. I know what you're thinking, that this will go up in value like the MKIV. It won't. At least not in 3 years. This is a BMW and will suffer from BMW depreciation.
An exception could be made for rare examples like a GRMN in very limited numbers. They might go up in value sooner, depending on how many are made. But a basic model, even a Launch or A91 edition, not happening.

Do yourself a favor, go for the sure thing. Take the loan/lease where you have no surprises, and know where you stand from start to finish. It might cost a little more per month, but you'll save in the end.

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