What did you do to your Supra today?

[razorlab]

Give it a second look and be sure that no wire harness or plastic is touching the shield.

if you have wires or plastic down there, you have other problems.

 

[Gabe]

if you have wires or plastic down there, you have other problems.

maybe he left something in there like a screwdriver, a cellphone, half a sandwich, or something

 

[J29DB03]

Committed. 45% off a down pipe and 15% off MHD super licence took me over the edge.

Femto for 2025.

The last thing you needed was the ability to add more burbles.

 

[BMWAF]

The last thing you needed was the ability to add more burbles.

? Going to change my username to ObnoxiousAF.

 

[BA9092]

The last thing you needed was the ability to add more burbles.

And the ability to turn them off completely.

 

[J29DB03]

And the ability to turn them off completely.

Now THAT I’m jealous of…

 

[BMWAF]

And the ability to turn them off completely.

Now THAT I’m jealous of…

 

[DC5UPRA]

And the ability to turn them off completely.

I wouldn't say completely.

 

[PowerGetter]

Decided to the pay the car off. Over the course of the year I've "owned" the car, the interest being paid just felt criminal so I decided to pull some money out and just get rid of this burden of a monthly payment. Freedom feels great. Happy thanksgiving yall.

 

[GRSupraguy]

Started to remove the wrap in preparation for new Adro bumper ?

 

[BA9092]

I wouldn't say completely.

The downshift pops are gone when I set mine to OFF, but the low gurgles when coming to a stop from like 5mph are still there.

 

[jchadwell]

Decided to the pay the car off. Over the course of the year I've "owned" the car, the interest being paid just felt criminal so I decided to pull some money out and just get rid of this burden of a monthly payment. Freedom feels great. Happy thanksgiving yall.

If you pulled money from a regular checking or very low yield savings account then good choice. If you liquidated an investment, even if earning less than the rate you were paying on the Supra, then it was likely not the best choice. Interest on a car loan is applied to a decreasing balance while investment yields are on increasing balances (generally). In most cases you end up earning more in your investment accounts than you pay in interest over the course of a car loan. I used to do F&I and could literally show people the math of how at the end of a 5 year car loan at say 7% the customer would have more net money if they kept their 5% 5 year CD instead of cashing it in and paying cash for their car. Probably 80% of customers couldn’t grasp the concept and cashed in the CD/other investments to pay cash, some actually accused me of lying, and only a small handful were like damn, you’re right, thanks for showing me this. Of course, this assumes you can afford the payment from current income but if you can’t you likely aren’t getting approved for a loan anyway.

 

[DC5UPRA]

The downshift pops are gone when I set mine to OFF, but the low gurgles when coming to a stop from like 5mph are still there.

I've had them occur when going downhill in cruise control and it would pop uncontrollable like popcorn. Something about it being barely on throttle it didn't like. Also still have them occur on track when letting off throttle a little. But yes like 99% gone.

 

[PowerGetter]

If you pulled money from a regular checking or very low yield savings account then good choice. If you liquidated an investment, even if earning less than the rate you were paying on the Supra, then it was likely not the best choice. Interest on a car loan is applied to a decreasing balance while investment yields are on increasing balances (generally). In most cases you end up earning more in your investment accounts than you pay in interest over the course of a car loan. I used to do F&I and could literally show people the math of how at the end of a 5 year car loan at say 7% the customer would have more net money if they kept their 5% 5 year CD instead of cashing it in and paying cash for their car. Probably 80% of customers couldn’t grasp the concept and cashed in the CD/other investments to pay cash, some actually accused me of lying, and only a small handful were like damn, you’re right, thanks for showing me this. Of course, this assumes you can afford the payment from current income but if you can’t you likely aren’t getting approved for a loan anyway.

I usually leave a years worth of cash in a high yield savings, so I used a portion of that to pay the car off. Didn't touch investments or retirement I have good credit, but the addition of the car added to my debt/income ratio so my interest on the car wasn't favorable at all. I obviously need to build the savings back up to a comfortable cushion again, but that's ok. Good advice all around though!

 

[Andrew4Supra]

Decided to the pay the car off. Over the course of the year I've "owned" the car, the interest being paid just felt criminal so I decided to pull some money out and just get rid of this burden of a monthly payment. Freedom feels great. Happy thanksgiving yall.

ditto. title in hand. love having no payments.